As a Dentist or Dental Specialist, it is vital to protect your most valuable asset – your ability to earn income in your occupation. A disabling injury or illness can rob you of all you’ve worked so hard to achieve – unless you’re properly protected with true “own occupation” disability insurance designed for dentists and dental specialists.
Our Most Valuable Asset
Most Dentists and Dental Specialists carry insurance policies to protect their practices, their homes and other valuable assets. However, many fail to realize that the most valuable asset they own is actually their ability to earn a living in their specialized profession. The future income stream for most dental professionals is worth far more than any personal assets they may possess. In fact, a 30 year old dental professional earning $120,000 per year will earn nearly $8,000,000 over the course of their working career. If you earn $200,000 per year at age 30, you will earn over $13,000,000! (assumes a 5% rate of income growth working to age 65). This is precisely why carrying a properly structured “true own occupation” disability insurance policy is so important!
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