True “own occupation” disability insurance is vital to protect your most valuable asset – your ability to practice dentistry or your dental specialty. If you become totally disabled in your occupation, you may be eligible to receive your total disability benefits even if you decide to work in another occupation.
As a business owner, you manage two budgets – one at home and another at your practice. An unexpected accident or illness can destroy or seriously impair your ability to keep your business running, make practice loan payments or fulfill the buy-out provision in your partnership agreement.
Life Insurance can mean the difference between financial stability and financial disaster for your loved ones and can also mean much more. Did you know that life insurance proceeds are generally received tax free by your beneficiaries? Did you know you can accumulate cash values inside a life insurance policy with minimum guarantees and unique tax advantages? Hit the link above for more details!