Disability Insurance for new Dentists and Dental Specialists is the foundation of the protection component in a financial plan because it protects your most valuable asset – your ability to work in your occupation. If you’re a new Dentist (or about to be!) or heading off to a GPR program or specialty residency, you can secure a starting benefit limit of up to $5,000 per month without proof of income. In addition, you can secure up to an additional $2,500 per month in Student Loan Protection. You can also add the “benefit purchase rider” to allow you to protect more income in the future without proof of good health.*
If you’re a new Dental Specialist – or about to be! (Oral Surgeon, Endodontist, Periodontist, Orthodontist or Pediatric Dentist), you can secure a starting benefit limit of up to $7,500 per month without proof of income, plus the additional Student Loan Protection rider of up to another $2,500 per month. You can also add the “Benefit Purchase Rider” or “Future Increase Option Rider to allow you to protect more income in the future without proof of good health.*
We also have numerous “Student and Resident” discounts available for Dental School and Residency programs around the country that offer a 10% discount on this high-quality coverage to help you save money while you’re getting your start in your career. These discounts are available for applications dated up to 90 days post graduation from your program. Please ask David for details!
*Please see the individual disability coverage page for complete details on the Student Loan Protection Rider, benefit purchase rider and the future increase option rider. Optional plan features available subject to underwriting.